Key takeaways
- Get everyone out and away from the damaged area first
- If a power line is involved, stay far back and call the utility
- Take photos from a safe distance before anything is moved
- Do not climb on the roof or cut under tension yourself
The first minutes
Make sure everyone, including pets, is safe and out of the damaged area. If anyone is hurt or you smell gas or see sparks, call emergency services right away.
Stay away from any wire on or near the tree. Assume every line is live and call the utility company.
Document and protect
From a safe distance, photograph the tree, the roof and any damage inside and outside. These photos help your insurance company and your contractor.
Do not try to remove the tree. It may be holding up part of the roof, and cutting it can release the load suddenly.
Who to call
Call your insurance company to report the claim and a tree service to make the tree safe. A crew can lift the tree off in controlled pieces, tarp the opening and give you photos and a written description of the work.
A roofer or contractor can then assess repairs once the roof is clear.
Related services
Quick answers
Will my insurance cover the tree removal?
Many policies cover removal of a tree that damages a structure. Check your policy and ask your agent.
Should I move the tree myself?
No. Hidden tension and weakened structure make it dangerous.
Ready to talk it through? Get a free estimate or call 615-431-3789.